Should I Pay Off My Debt?
Debt doesn’t just affect your bank account—it affects your peace of mind. The hardest part is often knowing where to start.

This simple, thoughtful flowchart helps you take an honest look at your debts, clarify your motivations, and choose the repayment path that fits your life.

You’ll explore:

• How to pay down debt without sacrificing your emergency fund

• How to balance debt repayment with other financial goals

• Your personal reasons for becoming debt-free—and how to build a plan that supports them

Take the stress out of the equation and start making confident, clear-headed progress.