What Should I Consider When I’m Starting Out Financially?
Starting your financial journey can feel overwhelming—but it doesn’t have to be. Whether you’re stepping into adulthood or getting serious about your money for the first time, this checklist helps you build a strong foundation.

Topics include:

• Setting clear, meaningful goals

• Managing income and expenses

• Creating smart saving habits

• Understanding credit and debt

• Protecting yourself with the right coverage

Use this guide to create momentum, build good habits, and move forward with confidence.